WHY GET A LIFE INSURANCE?
Because you LOVE your family.
"You don't buy life insurance because you are going to die, but because those you love are going to live."
Are houses and cars more important than the people who use it?
What do you think is wrong with the picture?
HOUSE has insurance, CAR has insurance, FAMILY especially breadwinner, has less or no insurance. The family that rides the car almost every day, sleeps inside the house every night is not properly protected. If anything may happen to the house and car, you are confident because they have insurance, but what about something may happen to the one who is paying and using it?
Secure Your Future Now!
International Marketing Group (IMG) is the exclusive broker of MB LIFE M.O.S.T. 18
Hear what Tito BOY ABUNDA has to say about MB LIFE.
INTRODUCING
M.O.S.T. 18
M.O.S.T. 18 is an 18-term life insurance product with PDF or Premium Deposit Fund.
M.O.S.T. stands for Multiple Option Super Term, and it’s a life insurance product that covers you for 18 years, thus the name M.O.S.T. 18.
It’s a product by Manila Bankers Life Insurance Corporation, and launched in partnership with IMG to provide Filipino families with an affordable term life insurance with a Zero-risk savings and investment component.
M.O.S.T. 18 allows a family to have MAXIMUM LIFE INSURANCE COVERAGE at a MINIMAL COST.
How Affordable is M.O.S.T. 18?
For a 30-year old, the annual premium would only be P5,710 for a P1 million coverage.
Yes, that's right. You only have to pay P5,710 per year (not per month, not per quarter) and you’re already insured for P1 million.
It has an optional investment component called PDF.
What makes MBLife MOST 18 unique is that you can choose to pay more than your annual premium. And the excess cash that you pay will be invested to the PDF or Premium Deposit Fund to fund any of your financial goals (College Education, Retirement, Travel, etc.).
PDF is like a Mutual Fund.
It can earn more than a savings account, and it is very liquid. You can put more money there anytime you want. And you can also withdraw your money from it any time you need it....with ZERO CHARGES!
For example, if you paid P8,710 instead of P5,710 for a particular year, then the excess P3,000 will be invested to your PDF.
The following year, because you have P3,000 in your PDF, you can choose to just pay P2,710 to pay for the annual premium of your life insurance.
But let’s say that the market was good during the year, and the P3,000 in your PDF earned and became P3,710 in value. Then you’ll only need to pay P2,000 for next year’s annual premium.
Here's a video explanation on How M.O.S.T. 18 Works
KEY FEATURES AND BENEFITS
1. Affordable Term life insurance. One of the leading and most affordable term insurance.
2. Higher Fund Value. PDF allows higher growth of funds with guaranteed rate of return.
3. Premium Flexibility. Settle your contributions based on a schedule that fits your lifestyle.
4. Withdrawal Advantage. Withdraw anytime without penalty and still have the protection.
5. Level Coverage Risk. Your savings is always added to your protection/coverage.
6. Issue Age is 5 yo to 60 yo. Insure yourself and your whole family.
7. Address Various Financial Needs. Can be used for retirement, pension, education, travel etc.
8. Convertible to Permanent Insurance. You have an option to a permanent policy.
9. Renewable at the expiry date. You may renew your policy after 18 years before you reach 60.
10. Low Chance of lapsation. Premiums may be settled from your investment/PDF earnings.
11. Fund Advantage. You already have savings. You can withdraw in case of emergency
12. Alternative Investment Flexibility. You are free to decide where to invest the difference.
See the Top 30 IMG Membership Benefits
Do You control Money?
or Money controls You?
Start your journey now.
Get the first two (2) chapters of "The Secret to Saving and Building Your Future BOOK" for FREE!
Mai Manalo
Senior Marketing Director, IMG
Founder, Smart Mom's Investors Club
As a partner of IMG (International Marketing Group) We campaign to educate as many Filipinos as we can here and abroad to make a difference in their lives.
We Believe, Everyone Deserves to be Educated.
Need assistance? Do you have any questions or clarifications?
LET'S CHAT ON FACEBOOK
ADDRESS
9th Flr Kings Court Bldg 1, Chino Roces Ave.,
Makati City, 2129 Philippines
PHONE
+63 928 351 8669